Your Retirement Income - Will You Outlive It?

Whether or not you outlive your income can be answered with taking an objective and subjective look at your situation. While figures are a useful guide, our habits and lifestyle determine whether we are willing and able to maintain a certain standard of living.

Retirement Income - How to Protect it From Inflation and Taxation

Whether your retirement income is fixed or variable, guaranteed or not, inflation and taxation act to reduce the real value of it. Indeed, one of retirement's major challenges is preserving the real value of retirement income. Having guaranteed lifetime income is not enough, by itself.

How Immediate Annuities Affect Your Retirement

Immediate annuities are specifically designed to provide retirement income. Retirees are the target market for these types of annuities. Immediate annuities require the annuitant to take a lump sum to purchase guaranteed lifetime income or income for a certain period.

Retirement Savings - An Overview

There are several reasons for saving money. One of the long-term goals of saving money is retirement - saving for the period when you are no longer working full-time. Saving for this period is so important that retirement planning a subset of financial planning (has its own category).

How to Use Annuities in Retirement

Annuities are normally associated with retirement because they can provide a guaranteed lifetime income. However, annuities are only part of the solution to longevity risk (the risk of outliving your savings). When drafting a retirement plan, it is important to know and understand the role of annuities.

Assessing Your Retirement Needs

There exists the belief that assessing your retirement needs is difficult as it is impossible to accurately anticipate the future. However, retirement planning allows you to model your future based on known variables in the present. What makes it easier is that retirement needs assessment is unique to an individual.

Retirement Income - An Overview

When planning for retirement, you should plan for an accumulated retirement fund and retirement income. Retirement income is the amalgam of all income streams used to finance your retirement. It encompasses your company/state pensions, rent, investment income and supplementary income that you receive from part-time activity.

Why You Must Retire to Belize Before It’s Too Late

Beautiful Belize, on the Caribbean side of Central America, is absolutely the best offshore retirement location for Americans and Canadians. Certainly its beaches, diving, Maya culture and temperate weather are fantastic but it's really three other characteristics that make Belize the best offshore retirement destination for North Americans:

Choosing an Active Retirement Community - The Top 5 Things to Consider

Maybe you have decided it's time to join an active retirement community, or you are helping someone else with the decision. There are communities all across the USA, so there is plenty of choice even if you are not a sun seeker! Here are some suggestions on what you should take into account, when you make your decision.

Can equity release solve pensions crisis?

A group of politicians has called on the equity release market to improve its services to help Britain's elderly beat the pension funding crisis

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